As US citizens, we rely on Medicare to provide us with healthcare coverage. While it offers many benefits, there are certain health treatments that it does not cover. In this article, we will explore five of these treatments and discuss alternative options.
Dental Care
Medicare does not cover routine dental care, including cleanings, fillings, and extractions. This can be problematic as dental health is linked to overall well-being. Regular dental check-ups are essential for preventing various oral diseases. To address this gap, individuals can consider standalone dental insurance plans or dental savings plans that offer discounted services.
Eye Exams and Glasses
Medicare generally does not cover routine eye exams, glasses, or contact lenses. This is an important issue as good vision is crucial to our daily lives and overall health. Seniors may need regular check-ups to monitor age-related eye conditions such as cataracts and glaucoma. To cover these costs, individuals can opt for vision insurance, discount vision plans, or consider community-based programs that provide free or low-cost eye care.
Hearing Aids
Medicare does not cover the cost of hearing aids, which can be quite expensive. Hearing loss can have a significant impact on an individual’s quality of life, leading to social isolation and communication difficulties. To address this, individuals can explore private insurance plans that cover hearing aids or research organizations that offer financial assistance for hearing aids.
Long-Term Care
Medicare only covers a limited amount of long-term care services, such as medically necessary skilled nursing care and therapy. However, it does not cover custodial care, which includes assistance with activities of daily living like bathing, dressing, and eating. Long-term care costs can be substantial and individuals should consider long-term care insurance plans or Medicaid for assistance in covering these expenses.
Alternative Medicine
Medicare typically does not cover alternative medicine treatments such as acupuncture, chiropractic care, or naturopathy. Many people find these treatments beneficial for managing pain and improving overall wellness. To explore alternative medicine options, individuals can consider private health insurance plans that specifically cover these treatments or use their Health Savings Account (HSA) funds to cover the costs.
It is important to be aware of the health treatments that Medicare does not cover to avoid any financial surprises. Consider exploring supplemental insurance plans or alternative options to ensure comprehensive healthcare coverage. Remember, taking care of our health is a lifelong journey, and being well-informed helps us make the best decisions for ourselves and our loved ones.